First name is required!
Mobile is required!
Last name is required!
First name is not valid!
Mobile is not valid!
Last name is not valid!
This is not an email address!
Email address is required!
This email is already registered!
Password is required!
Enter a valid password!
Please enter 6 or more characters!
Please enter 16 or less characters!
Passwords are not same!
Terms and Conditions are required!
Email or Password is wrong!

Gold Gain Scheme

What is Golden Gain Plan

The Golden Gain Plan from Malabar Gold and Diamonds is a great way to save while you’re looking to purchase jewellery on instalments. The minimum monthly advance amount is fixed as Rs 1000 per month. The fixed amount needs to be paid on due date of every month for 11 months. From the end of 11th month you will be eligible to purchase jewellery at the prevailing gold rate without paying value addition (making charges) of 12% except for special ornaments. The benefit on making charges is limited to the amount accumulated only. In case making charges of jewellery selected is higher than 12% then difference will be collected. The stone charges if applicable and taxes on the jewellery is charged separately. This plan is exclusive online store plan and be used for redemption at any of our retail store. Availing your desired jewellery couldn’t be easier!

How Plan Works

The example given below will help you understand better:

  • Let’s assume that you have opted to pay fixed monthly advance amount of Rs. 5000 a month, for the next 11 months.
  • At the end of 11th month, Malabar Gold & Diamonds will have your advance amt of Rs. 55,000 and you will be eligible to buy gold worth Rs 55,000 online.
  • On the date of redemption, the gold rate is Rs 3000 per gm for 22kt, so you will have gold of 18.33gms (55000/3000).
  • Suppose the jewellery selected by you is of 20gms and making charges is 15% of gold value. The selected jewellery is higher by 1.67gms than your eligible gold and making charge is also higher by 3%
  • So you will be required to pay additionally

With this plan you saved Rs 6600 (Rs. 55,000*12%) on making charges!

Benefits of the plan

Plan in advance

From personal aspirations to larger events like marriages, this win-win plan works for all. Plan your jewellery shopping and give yourself or your loved ones the power to adorn the best that’s worth your stature.


No Making Charges

On 12th month, you can buy jewellery without paying for making charges on the gold weight that you are entitled to buy. For instance if the making charges of the jewellery you choose to buy amounts to 15%, then you just pay for only 3% on making charges.


Better Value

You will be entitled to purchase jewellery at prevailing market gold rate and can also take advantage of ongoing offer and discount to get the double advantage!


Convenience of payment

There may be a situation where you do not want to continue 11 months. Well you don’t have to worry the money you paid as advance can be used to purchase jewellery. You will only loose benefits of no making charges.